8 Critical Tips to Create Your Christmas Savings Plan

There are plenty of reasons to enjoy the holiday season of Christmas – the music, the lights, the spirit of giving, hot cocoa with mini marshmallows, ginger bread cookies… need I go on? But, nobody enjoys footing the bill. Christmas should be time spent relaxed with family and people you care about. It’s a lot more challenging to do the relaxed part when you’re worried about the debt you have from buying presents you can’t afford. Learn how to shop smart and save well, so you can enjoy the holiday season. Continue reading

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Your 401(k) Is Not Enough

Don’t rely on wishing and hoping your finances will magically be where they need to be for you to retire comfortably. Some easy planning now can prevent stress in the future. Continue reading

Traditional or Roth? – IRAs Explained

The difference between choosing to invest in a Traditional IRA over a Roth IRA could be tens of thousands of dollars over the course of your investing career. There are pros and cons to both, and choosing the correct one depends on your circumstances now as well as your circumstances at retirement age. Continue reading

Home Buyer Checklist – A Comprehensive Guide

The path to home ownership lies ahead!

Whether you’re looking to purchase your first home or buying your 14th property as a landlord, there are many things to think about when buying a house. When I purchased my first home, most of the things going through my head were warm-fuzzies and not the practical, prudent things I should have been watching out for. I was the jolly, ho-ho-ho Santa instead of the Santa who checks his list twice. Being thorough and informed is incredibly valuable when buying a house. After all, Continue reading

5 Ways to Earn Money Online, Without Trying

How much time do we spend idle watching TV, vegging out on the couch, bored? I spend my fair share and decided that my new year’s resolution would be to explore ways to earn supplementary income. This is what I’ve found – there are certainly other sites/apps/programs out there, but these are my favorite picks.
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