8 Critical Tips to Create Your Christmas Savings Plan

There are plenty of reasons to enjoy the holiday season of Christmas – the music, the lights, the spirit of giving, hot cocoa with mini marshmallows, ginger bread cookies… need I go on? But, nobody enjoys footing the bill. Christmas should be time spent relaxed with family and people you care about. It’s a lot more challenging to do the relaxed part when you’re worried about the debt you have from buying presents you can’t afford. Learn how to shop smart and save well, so you can enjoy the holiday season. Continue reading

How My Dog Cost Me Two Appendages in Year One

Finley as a PuppyOkay, fine – it wasn’t actual arms or legs that were lost. My family added a half-corgi, half-border collie named Finley to our family a little over a year ago. Truth be told, if we could go back knowing what we know now, we probably would have thought twice before signing on the dotted line. But, he’s a member of our family now and we’re glad we have him. If you’re thinking about getting a cat, dog, fish, ferret (yuck), goat, llama or any other animal, discover the real cost behind pet ownership before you commit. Continue reading

Snowball or Avalanche – Which is Right for You?

When you’re in debt without a plan to get out, trying to see the light at the end of the tunnel can be as hopeless as Lance Armstrong becoming a legitimate athlete again. It ain’t gonna happen.

You should never want to Continue reading