Manage Your Means has a new home!

Hey everyone!

Manage your means now has its own dedicated site, new and improved!

Check us out here:


– Sam


Learn to Invest in Value Stocks, Not Low Ones

Roller Coaster

Hi everyone!

Welcome to this week’s edition of Stock Market Saturdays (SMS). Today, I want to talk about value investing. The thinking behind value investing is just what it seems on the surface – buy stocks that are undervalued, so that when their true value is realized the price will increase and you’ll make a profit.

“It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.”

– Warren Buffett

Warren Buffett is one of the most renowned investors around, and most of his investments are based on fundamental value investing principles. So, how do you identify whether a stock is a “good value” or if it’s just a low price because it’s junk?

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12 Tax Credits to Consider in 2015

In our house, tax season is a mixed bag. On the one hand, we’re joyfully dreaming with refund dollars dancing in our heads along with planning how we’ll spend them. On the other hand, we stress about making sure we’ve got our financial house in order and work with frantic haste to submit the paperwork on time. April 15th passes as quickly as it came, and soon the refund check is nowhere to found. Continue reading

Stop Throwing Away Money – a Plea from Your Leftovers

Tomato with other veggies

Last week, I talked about how to save Food Money by busting out the old crock pot. This week, I want to talk about a challenge we face in my family associated with the crock pot meal plan I just got done recommending – how to keep your Food Money low by using leftovers to their fullest potential.

Being much like finance blogs, leftovers aren’t usually super attractive. Nobody wants to eat that five day old, half portion of tuna melt you made after that great workout back on Monday. If you crave that sort of thing, you can stop reading now, okay? I mean it, that’s gross. Continue reading

8 Critical Tips to Create Your Christmas Savings Plan

There are plenty of reasons to enjoy the holiday season of Christmas – the music, the lights, the spirit of giving, hot cocoa with mini marshmallows, ginger bread cookies… need I go on? But, nobody enjoys footing the bill. Christmas should be time spent relaxed with family and people you care about. It’s a lot more challenging to do the relaxed part when you’re worried about the debt you have from buying presents you can’t afford. Learn how to shop smart and save well, so you can enjoy the holiday season. Continue reading

How My Dog Cost Me Two Appendages in Year One

Finley as a PuppyOkay, fine – it wasn’t actual arms or legs that were lost. My family added a half-corgi, half-border collie named Finley to our family a little over a year ago. Truth be told, if we could go back knowing what we know now, we probably would have thought twice before signing on the dotted line. But, he’s a member of our family now and we’re glad we have him. If you’re thinking about getting a cat, dog, fish, ferret (yuck), goat, llama or any other animal, discover the real cost behind pet ownership before you commit. Continue reading

Why You Need an Adult Allowance

Hi everyone!

As promised, I’m back for week two of Motivational Monday (MoMo). This week I want to talk about why you should always choose to pay yourself first, and how it can help you stay on track. After all, the tagline of my blog is “Getting on track, and staying there.” Learn why you should start an adult allowance today.

“A year from now, you may wish you had started today.”

– Karen Lamb

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Snowball or Avalanche – Which is Right for You?

When you’re in debt without a plan to get out, trying to see the light at the end of the tunnel can be as hopeless as Lance Armstrong becoming a legitimate athlete again. It ain’t gonna happen.

You should never want to Continue reading

Why You Shouldn’t Discount Dividends

Hi everyone! Welcome to the virgin edition of Stock Market Saturday (SMS). I’ll be serving up one article each Saturday devoted to all things stock market. This week’s edition I’m taking a deeper dive into dividends – hooray! You may end up rethinking the way you select your investments Continue reading